#insurance

Who does sum.cumo work for?

Since its founding in 2010, sum.cumo has focused on the planning, developing, operating and marketing of digital business models in the lottery and insurance sectors. Contributing to these digital successes are not only our experts in Consulting, User Experience, Frontend Development, Backend Development and Marketing, but also the many innovative technologies and customer-centric solutions that we’ve developed. Our agile interdisciplinary teams possess a great deal of technical know-how and bring along years of accumulated experience in the sectors where we’re active.

Company 01. July 2019 1 min reading time

#mission #customers #digitalization #lottery #insurance

Our mission

The internet is what sum.cumo lives and breathes. We firmly believe that technology can be used to make the world a better place, making life easier and opening up entirely new possibilities – for our clients, their customers, and sum.cumo as their partner. It’s a simple win-win-win equation.

Company 06. May 2019 1 min reading time

#services #lottery #insurance #insurtech

The digital age

Long-established companies are finding it increasingly difficult to find their way forward in what is still a new digital world. On the other hand, while today’s purely digital startups have very high ambitions, they often lack the experience and qualified personnel needed in order to tackle such ambitious goals and successfully achieve them.

Company 06. May 2019 1 min reading time

#Sapiens #insurance

„Never Lose“: A Digital Transformation

For Turkish insurer Anadolu Sigorta, "Never Lose" represents a commitment to being a leading insurance carrier for customers, brokers and partners, and to making insurance affordable and accessible.

Company 25. January 2023 4 min reading time

#digitalization #insurtech #insurance

The new SCIP Lab: Reality check for online sales

sum.cumo Sapiens now offers the SCIP Lab. This allows insurers to decide at an early stage and without significant costs whether SCIP Sales will work for the expansion of their online sales.

Company 25. January 2023 7 min reading time

#insurance #customers #dextra

Dextra is the winner in online sales

The Lucerne University of Applied Sciences and Arts had recently put the online presence of Swiss insurers under the microscope, with our client Dextra being named the test winner in the "Online Sales" category.

Company 15. December 2022 3 min reading time

#digitalization #insurance #insurtech #Sapiens

Guest article: Learning from the digital revolution of banks

We highlight five aspects of banking that can benefit the insurance industry.

Company 29. November 2022 4 min reading time

#digitalization #insurtech #interview #insurance #digitalcompany #communication

sum.talk episode #59 (with Manuel Stroeh)

In episode 59, Manuel Stroeh is a guest on sum.talk! With fresh Insurance, Manuel has launched a revolutionary product: an insurance flat rate. In the new episode of our podcast, he tells Ingolf Putzbach and Oliver Lang how Manuel's path led him from film production to the insurance industry and how his work is shaped by his startup mentality.

Company 25. November 2022 2 min reading time

Zitat von Alexander Müller-Benz: "ES NÜTZT NICHTS SOZUSAGEN DIE BLAUPAUSE ZU NEHMEN UND ÜBER DAS GANZE UNTERNEHMEN AUSZUROLLEN"

#spirit #digitalization #insurtech #interview #insurance #innovation #diebayerische #digitalcompany #communication

sum.talk episode #58 (with Alexander Müller-Benz)

A new episode of sum.talk is here! In episode 58 we invited Alexander Müller-Benz from die Bayerische. As Head of People and Culture, he gives Ingolf and Oli insights into the developments in HR and explains to us how important the company culture is to be ready for change.

Company 11. November 2022 2 min reading time

#digitalization #insurtech #insurance #digitalcompany

New SCIP Sales features: Theme Designer and Embedded Insurance

We now offer a lightweight no-code solution to adapt application forms to any corporate design.

Company 11. October 2022 2 min reading time

sum.talk Folge 54 "it's not about digitalizations, it's about transformation using digital"

#hamburg #spirit #digitalization #events #insurtech #interview #insurance #innovation #digitalcompany #communication

sum.talk Episode #54 Accelerating Innovation (with Roger Peverelli, Co-Founder of DIA)

In episode #54 of our insurance podcast we invited Roger Peverelli, Co-Founder of the Digital Insurance Agenda, better known as DIA, for a joint sum.talk. Roger brings a lot of insights about DIA and also an incredible amount of knowledge about the insurtech and fintech industry. Enjoy the new episode of sum.talk!

Company 16. September 2022 2 min reading time

#digitalization #customers #insurtech #interview #insurance #innovation #digitalcompany #Sapiens

New technologies are important - but so is strategy

The insurance industry is facing challenges of unprecedented scope and speed as a result of digitalization. The use of technology is driving business forward so quickly that "business as usual" is no longer a long-term option. This is because the industry can only secure the trust of customers through a complete, but also well thought-out digital transformation.

Company 13. September 2022 2 min reading time

#insurance #digitalization #insurtech

Digital rebirth of the insurance industry

For some time now, the business model of insurance underwriters has been experiencing a remarkable new flowering. In the course of the digital transformation of the insurance industry, it has also become attractive for other business areas. Read more from industry expert Dr. Marc Surminski.

Company 22. July 2022 4 min reading time

#dextra #customers #insurance

Dextra and SCIP Sales: Sell and manage insurance products efficiently

Launching new products while saving time, reducing costs, securing autonomy and remaining flexible - this and more is on the wish list of many insurance companies. Dextra now manages products without wasting time.

Company 13. July 2022 3 min reading time

#digitalization #insurtech #insurance

No more tailwind for startups in the insurance industry for the first time?

There is currently a lot of talk about rising interest rates and the "crisis mode" of startups. Ever since interest rates started to rise, first in the U.S. and now also in Europe, consumers and entrepreneurs have noticed that money itself costs something again.

Beratung 12. July 2022 3 min reading time

Video

#events #videos #insurance #hamburg #mission #customers #digitalization #insurtech #innovation #ux #crew

SCIP Maker Day 2022: Gathering of the SCIP Community

The second SCIP Maker Day 2022 brought together customers and crew members who work operationally on SCIP. It was all about our out-of-the-box insurance platform.

Company 04. July 2022 1 min reading time

#customers #digitalization #insurance

sum.cumo Sapiens wins new client with agencio Versicherungsservice AG

With agencio Versicherungsservice AG, sum.cumo Sapiens has gained a new customer. agencio is an innovative insurance company with a focus on sustainable insurance solutions. Read more about it in the article.

Company 23. June 2022 2 min reading time

#consulting #customers #digitalization #insurtech #insurance

DELA: Successful expansion of direct distribution with SCIP Sales

DELA Lebensversicherungen Deutschland integrates SCIP Sales into two new application lines for its products. sum.cumo Sapiens offers suitable optimization options and enables individual development for the customer.

Company 15. June 2022 3 min reading time

#insurance #innovation

Insights into the insurance industry's easiest, fastest, and most customized product configuration process

sum.cumo Sapiens offers SCIP Sales, an e-commerce platform that enables digital insurance sales and service without complex rebuilding of existing core systems. For insight, the company is now offering SCIP Sales demo appointments.

Company 05. November 2021 1 min reading time

#Sapiens #insurance

Sapiens and Munich Re partner to help Insurers target the commercial Insurance market

The partnership will enable insurers to better support SMEs and promotes post-pandemic economic recovery.

Company 26. August 2021 2 min reading time

sum.cumo ist ein erfolgreiches scale-up und Plattform-Player

#digitalization #insurtech #insurance

Insurtech Report 2021 highlights sum.cumo Sapiens as a successful scale-up and platform player

sum.cumo Sapiens was recognized as an essential scale-up and platform player by the Insurtech Report 2021.

Company 04. August 2021 1 min reading time

#customers #dextra #insurance

sum.cumo and Dextra Rechtsschutz launch new webapp and modular products

sum.cumo and its long-standing partner Dextra Rechtsschutz AG have jointly introduced an innovative modular product concept and subjected its online platform to a major redesign.

Roman Ginzburg 09. February 2021 3 min reading time

#digitalization #events #insurance

Digitalization of Commercial Insurance

Here you will find everything about the topics, the participants and the agenda of the Commercial Insurance Congress, which will be held in German.

Company 01. February 2021 3 min reading time

#events #insurance

Free registration for the Digital Congress Commercial Insurance

You want to join? Here you can find the registration for the event of sum.cumo, Sapiens and Thor Capital here.

Carolin von Below 01. February 2021 1 min reading time

#insurtech #insurance #op-ed #digitalization #Sapiens

The path to the Next Generation Insurer

The future is digital - this is now also undisputed in the insurance industry. Even if there are certainly still different opinions when it comes to defining how far digitization should go, some of the essential characteristics of the Next Generation Insurer can be identified. You can read more about this in the article.

Company 16. December 2020 5 min reading time

#Sapiens #customers #insurance

Sapiens with growing presence in Germany

Sapiens International Corporation is expanding its presence in Germany and can look back on many years of successful cooperation with customers like Hiscox.

Company 25. November 2020 1 min reading time

#insurance #insurtech #whitepaper

Download of the Insurtech Study

sum.cumo developed an insurtech study together with the HSBA Hamburg School of Business Administration.

Company 11. November 2020 1 min reading time

#insurtech #insurance #press

sum.cumo and HSBA with Insurtech study

sum.cumo developed a study together with the HSBA Hamburg School of Business Administration. If you want to find out more, have a look at the article.

Company 27. October 2020 1 min reading time

#insurance #press

sum.talk - new podcast by sum.cumo

The podcast business is booming and sum.cumo is new to it with sum.talk, the podcast for innovative decision makers and digital enthusiasts in the insurance industry. Read more in the article.

Company 15. July 2020 1 min reading time

#press #op-ed #insurance

Insurance product of tomorrow - guest contribution at Bitkom

How could insurance products on the German private market develop in the next 5 - 10 years? You can find out in the guest article at Bitkom.

Stephan Haumer 19. June 2020 1 min reading time

#digitalization #insurtech #insurance #op-ed

Effects of Covid-19 in the DACH region

Covid-19 poses a real challenge for tech-savvy insurers. Why is the industry so risk-averse, where digitalisation is urgently needed and what role do InsurTechs play in this? You can find out all this in the guest article by Ingolf (Putzbach), managing director of sum.cumo.

Company 11. June 2020 2 min reading time

#digitalization #insurance #op-ed #press

Question of survival for insurers of all sizes

This year's IT budget and investments in new digital products and business areas are enormous, as the transformation process of the insurance industry has long since begun. You can find out what is happening in the industry right now and what this means for the merger of sum.cumo and Sapiens in the article by VW today.

Company 02. April 2020 5 min reading time

#digitalization #insurtech #insurance #op-ed

Corona and the rapid digitalization

The last two weeks in the insurance industry have been characterized by somehow maintaining operational readiness. The few digital insurers needed only hours to make the already established home office processes the rule. The not exactly few traditional insurers are still struggling. A column by Ingolf Putzbach for Pfefferminzia.

Company 30. March 2020 4 min reading time

#insurance #freeyou

"freeyou Car" and "freeyou Bike" - Ready to Go

freeyou and sum.cumo launch digital car insurance as a supplement to existing bicycle insurance. Both products use the sum.cumo Insurance Platform - SCIP.

Company 26. November 2019 2 min reading time

#insurtech #insurance #awards

sum.cumo among Top 100 Insurtechs of the Intelligent Insurer

Who are the best in the growing Insurtech sector? sum.cumo was nominated for the Insurtech Hot 100. Read more in the following article.

Company 20. November 2019 1 min reading time

#digitalization #events #insurance #tradeshows

See you at the DKM.

The DKM will take place in Dortmund from 22 to 24 October. sum.cumo will be a one-stop-shop partner with two local stands. Managing Director Ingolf (Putzbach) will provide information on this in his presentation and will also be represented in the panel discussion.

Company 15. October 2019 1 min reading time

#digitalization #opensource #insurance

Disruption Requires New Core Systems

Our managing director Ingolf (Putzbach) contributed an article to Clutch, a magazine on technology and society, in which he describes how technologies based on artificial intelligence and machine learning techniques are being used.

Company 05. August 2019 5 min reading time

#digitalization #insurtech #insurance #press

Insurtech-Radar 2019 highlights sum.cumo as a successful scale-up

sum.cumo was defined by Insurtech-Radar 2019 as one of 20 scale-ups, which is different from the rest of the start-up field.

Company 08. July 2019 1 min reading time

#insurance

Is there any substance to the Guidewire craze?

The insurance industry was very late to jump on the digitization bandwagon, which is barreling along at full speed by now. Read the whole story in the following guest article by Ingolf (Putzbach).

Company 16. November 2018 7 min reading time

#press #insurance #customers #nexible

sum.cumo successfully assists in market launch of nexible.de

The future of flexibility in the insurance business has begun: nexible has successfully entered the auto insurance market. Its strategic technology partner, sum.cumo, has accompanied the innovative startup since its inception.

Sapiens Germany 06. March 2018 2 min reading time

#dextra #insurance #press #customers

When digital sales is already nothing unusual

While other market players in the insurance industry are still in the process of digitalizing administration and sales, Swiss Dextra Rechtsschutz AG is all about customer service and a perfect user experience in the event of a claim.

Sapiens Germany 02. January 2018 2 min reading time

#press #dextra #customers #insurance

The first fully digital car insurance in Switzerland is being rolled out

When insurance expertise from Switzerland and the “digital machine” from Hamburg come together, the industry should take notice: Dextra Rechtsschutz AG has already written its own success story as a digital legal costs insurance company.

Sapiens Germany 19. December 2017 1 min reading time

#press #insurance #diebayerische #customers

Digital and sustainable – Pangaea Life, a new world of insurance

Pangaea Life combines security and retirement planning with sustainability. It does this by investing the Pangaea Life fund and 100 % sustainable projects like renewable energies and energy efficiency. sum.cumo has been there for die Bayerische, supporting them as a creative and technology partner from the beginning up to the launch.

Sapiens Germany 04. October 2017 2 min reading time

#customers #press #dextra #insurance

Dextra: Digital insurance can also be simple

The case of Dextra Rechtschutz AG, which sum.como has supported as a close strategic partner since it was founded, shows that insurance can also be simple.

Sapiens Germany 11. September 2017 2 min reading time

#digitalization #crew #press #mission #insurance #lottery

More BAAAAM! for digitalization!

In the last few years, sum.como has earned itself a pioneering role in the holistic corporate digitalization segment within the insurance and lotto industries. Our clients’ and partners’ projects have been successful not least because of the contributions of our multifaceted and diverse services.

Sapiens Germany 29. August 2017 1 min reading time

#customers #digitalization #press #diebayerische #insurance

sum.cumo develops new online quote generator for die Bayerische

As a digitizer of insurance and lottery companies, sum.cumo banks on detailed analysis before developing new products. Based on the results, the Bayerische insurance agency – in cooperation with the Design, Development, Marketing and Project Management teams at sum.cumo – has developed a new type of state-of-the-art online quote generator.

Jens Hartwig 09. August 2017 1 min reading time