We bring the internet success story to the insurance industry.

sum.cumo Sapiens provides the insurance industry with an unbeatable combination: decades of industry expertise combined with groundbreaking, innovative solutions for digitalisation, automation and integration of external systems and partners. This combination unlocks the potential for insurers and start-ups of all sizes to evolve into modern, digitally advanced organizations that are well positioned for future-oriented e-commerce.

Our software solutions

As part of Sapiens, sum.cumo offers a one-stop shop for all lines of business in the industry. Our software solutions and services support all personal, commercial and industrial insurance products, as well as individual, group and corporate rates. They seamlessly follow the growing demands of our customers and users, changing regulatory requirements and technical upgrades.


SCIP Core is a powerful core system with a high level of process automation and digital integration capabilities for all composite lines of business

SCIP SalesSCIP Sales

SCIP Sales is an e-commerce platform that enables digital insurance sales and service without complex transformation of existing core systems


SCIP Car enables successful digital car insurance business in the DACH region

IDIT SuiteIDIT Suite

IDITSuite is a fully comprehensive policy administration system for composite insurers

Core SuiteCore Suite

The Sapiens CoreSuite is a fully comprehensive policy administration system for life insurance and pensions

Reinsurance MasterReinsurance Master

Sapiens ReinsuranceMaster is a comprehensive contract and billing system for all types of reinsurance contracts

Business IntelligenceBusiness Intelligence

Sapiens Intelligence offers an innovative business intelligence solution specifically for the insurance market


Sapiens Decision for the management and control of an insurer`s internal processes

Your contact persons

Ingolf Putzbach - Geschäftsführer
Mathias Harrassowitz - Chief Business Development Officer
Chief Business Development Officer
Nicola Virzi - Sales Director
Sales Director