#products

We bring the internet success story to the insurance industry.

sum.cumo provides the insurance industry with an unbeatable combination: decades of industry expertise combined with groundbreaking, innovative solutions for digitalisation, automation and integration of external systems and partners. This combination unlocks the potential for insurers and start-ups of all sizes to evolve into modern, digitally advanced organizations that are well positioned for future-oriented e-commerce.

Our software solutions

As part of Sapiens, sum.cumo offers a one-stop shop for all lines of business in the industry. Our software solutions and services support all personal, commercial and industrial insurance products, as well as individual, group and corporate rates. They seamlessly follow the growing demands of our customers and users, changing regulatory requirements and technical upgrades.

SCIP Core

SCIP Core

SCIP Core is a powerful core system with a high level of process automation and digital integration capabilities for all composite lines of business

SCIP Sales

SCIP Sales

SCIP Sales is an e-commerce platform that enables digital insurance sales and service without complex transformation of existing core systems

SCIP Car

SCIP Car

SCIP Car enables successful digital car insurance business in the DACH region

IDIT Suite

IDIT Suite

IDITSuite is a fully comprehensive policy administration system for composite insurers

Core Suite

Core Suite

The Sapiens CoreSuite is a fully comprehensive policy administration system for life insurance and pensions

Reinsurance Master

Reinsurance Master

Sapiens ReinsuranceMaster is a comprehensive contract and billing system for all types of reinsurance contracts

Business Intelligence

Business Intelligence

Sapiens Intelligence offers an innovative business intelligence solution specifically for the insurance market

Decision

Decision

Sapiens Decision for the management and control of an insurer`s internal processes

Collaboration as the key to success

Our technical and technology experts support insurers worldwide - from planning new business models to transforming technology landscapes and processes that have been in operation for decades, our insurance, technology and design experts take care of the successful implementation of their ideas. We always strive for a close partnership and work in close collaboration with our clients and partners.

Many years of successful customer relationships

For decades, we have been supporting companies in digitalising their business model and successfully moving into the future. The individuality and diversity of our customers characterise the variety of our project landscape. We grow with every challenge and thus improve our products, services and offers every day.

Always safe.
Always scalable.

Your contact persons

Björn Freter and Ingolf Putzbach - Managing Directors

Björn

Freter

Founder and Managing Director

Ingolf

Putzbach

Managing Director

Kai Schichtel - Sales Director

Kai

Schichtel

Sales Director

Mathias Harrassowitz - Sales Director

Mathias

Harrassowitz

Sales Director